Printer-friendly version
QUESTIONS ABOUT VOLUNTARY BENEFITS?

Take a look at some of the Voluntary Benefits Plan Summary Examples and Example Rates below

For a full list of covered items and rates

PLEASE CONTACT ALLIANTCHOICE+ DIRECTLY.

Call 833-634-7132 or email choiceplus@alliant.com

Enrolling in Voluntary Benefits is Easy! Enrollment for Voluntary Benefits is separate from your traditional Open Enrollment Processing:

  1. Visit Workday to process your regular Open Enrollment.
  2. After submitting all your 2019 updates, click the Voluntary Benefits link in Workday
  3. The Voluntary Benefits link will bring you to an external enrollment site named AlliantChoice+ for you to select one or more of the available Voluntary Benefits that are being offered for employees as of January 1, 2019

Who can enroll and when can you enroll?

All permanent, fixed term, provisional, temporary and regular employees can enroll in Voluntary Benefits during Open Enrollment only and make changes to their existing Voluntary plans within 30 days of a Qualified Life event.

How much does it cost?

Rates vary depending on your elections and your status as a tobacco smoker/non-smoker. Your rates will be available on the AlliantChoice+ website on October 9, 2018. â€‹Some sample rates are provided in the descriptions below.

Your semi-monthly premium will be deducted from your paycheck.  Summary of your monthly cost will be provided to you during your enrollment on the AlliantChoice+ external enrollment site. These plans will not be seen in your benefits summary in Workday but can be found at the external site.

What are the Voluntary Benefits?

Accident:

Accident Insurance can pay a set benefit amount based on the type of injury you have and the type of treatment you need. It covers accidents that occur off the job. And it includes a range of incidents, from common injuries to more serious events.  This coverage can help you with out-of-pocket costs that your medical plan doesn’t cover, like co-pays and deductibles.

For example, if you experience a covered accident and have any of the following treatments or services, eligible benefits would be paid as follows:

  • Ambulance - $200
  • Emergency room treatment - $100
  • Surgical repair of knee cartilage - $500
  • Medical Imaging testing - $100
  • Outpatient surgery facility service - $150
  • TOTAL EXAMPLE BENEFIT: $1050

This plan also provides a one-time $50 benefit once per year if you have one of 26 covered wellness tests per covered individual (such as employee and spouse or domestic partner). Examples of covered wellness tests include:  Colonoscopy, mammography, pap smear, serum cholesterol test and skin cancer biopsy.

Sample Per Paycheck Rates:
Employee Employee + Spouse/DP Employee + Dependent Child(ren) Employee + SP/DP + Dependent Child(ren)
$3.19 $5.49 $5.93 $8.23


Please access AlliantCHOICE Plus through the Workday link to see a full schedule of benefits.

Critical Illness:

Critical Illness insurance can help with the treatment costs of covered critical illnesses, such as a heart attack, cancer or stroke. With the Critical Illness plan, if you elect a coverage level of $10,000 and you are diagnosed with a covered Critical Illness such as cancer while on the plan, this policy will pay you a benefit of 100% of your $10,000 elected policy. Employees can choose their level of coverage – either $10,000, $20,000 or $30,000.  Spouses/Domestic Partners and dependent children are eligible for up to 50% of the employee’s amount.

Some Examples of coverage payment options are listed below:
For a full list of covered items and rates
PLEASE CONTACT ALLIANTCHOICE+ DIRECTLY.
Call 833-634-7132 or email choiceplus@alliant.com
Some Covered Critical Illnesses
Sample Percentage of Face Amount / Benefit 

Heart Attack

100% of elected policy amount

Limited Benefit Major Organ Transplant

100% of elected policy amount

Kidney Failure (End-Stage Renal Failure)

100% of elected policy amount

Stroke

100% of elected policy amount

Bone Marrow Transplant (Stem Cell Transplant)

100% of elected policy amount

Sudden Cardiac Arrest

100% of elected policy amount

Non-Invasive Cancer

25% of elected policy amount

Coronary Artery Bypass Surgery

25% of elected policy amount

Skin Cancer

$250

Wellness Benefit

$50/insured/calendar year

 

This plan also provides a one-time $50 benefit once per year if you have one of 19+ covered health screening tests per covered individual (such as employee and spouse or domestic partner). Examples of covered wellness tests include:  Colonoscopy, pap smear, serum cholesterol test, fasting blood glucose test or any other medically accepted cancer screening test. 

Mammography tests performed while an insured’s coverage is in force are eligible for a $200 benefit once per calendar year based on the insured’s age.

Coverage is affordable, because you choose how much you buy.  For instance, a 45-year old non-smoker will pay about $7.50 per paycheck for $10,000 in coverage.

Please access AlliantCHOICE Plus through the Workday link to see the rates that would apply for you and your family members.

Hospital Indemnity:

Even a minor trip to the hospital can present you with unexpected expenses and medical bills.  Hospital Indemnity Insurance can provide financial assistance to enhance your current medical coverage. 

The Aflac Group Hospital Indemnity plan benefits include the following:

  • Hospital Admission Benefit – $500
  • Hospital Confinement Benefit – $100
  • Hospital Intensive Care Benefit – $100
  • Intermediate Intensive Care Step-Down Unit – $50
Please note the Hospital Intensive Care Benefit and the Intermediate Intensive Care Step-Down Unit Benefits are payable in addition to the Hospital Confinement Benefit.
 
 

Please see product brochure/certificate for a full explanation of plan benefits.

Sample Per Paycheck Rates:

 

Employee Employee + Spouse/DP Employee + Dependent Child(ren) Employee + SP/DP + Dependent Child(ren)
$5.25 $10.53 $8.48 $13.76
 


Mammography tests performed while an insured’s coverage is in force are eligible for a $100 benefit once per calendar year based on the insured’s age.

Please access AlliantCHOICE Plus through the Workday link to learn more about hospital indemnity insurance and elect coverage.

 

QUESTIONS ABOUT VOLUNTARY BENEFITS?

 

Need more information?

PLEASE CONTACT ALLIANTCHOICE+ DIRECTLY.

Call 833-634-7132 or email choiceplus@alliant.com