San Mateo Credit Union-Emergency Quick-Cash Loan Program

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Coins with a loan sign

San Mateo Credit Union in partnership with the County of San Mateo offers Short Term Emergency Loans to help with immediate cash needs.


  • Minimum of 12 months on the job with San Mateo County.
  • SMCU member (can apply without being a member, membership opened at the time of funding the loan.)


  • Loan amounts from $500 - $3,000
  • Repayment terms from 6 months – 24 months
  • 9.99% - 17.99% APR ( FICO score will determine rate)
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