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General information:

  • Kaiser High Deductible Health Plan (HDHP) and Traditional Health Maintenance Organization (HMO). These plans are available to ACA eligible employees and their qualified dependents at the below semi-monthly cost:

 

VIEW THE 2020 EXTRA HELP BENEFITS GUIDE!

2020 RATES

 

  • Optum (formerly Wells Fargo) Health Savings Account: If you elect to enroll in the Kaiser HDHP, you will automatically be enrolled in a Health Savings Account (HSA) through Optum. For 2020, the county will contribute 50% of your deductible to your HSA.
  • Default Enrollment: If you do not waive medical coverage during the open enrollment period, you will be AUTOMATICALLY enrolled in the Kaiser HDHP with employee only coverage.

Not sure if you are an ACA eligible employee?  See the table below.

  Extra Help 75% - 100% FTE Extra Help < 74% FTE, Relief, Seasonal Extra Help Limited Term
Health Coverage Eligible? Yes, you are eligible for the
ACA Kaiser HMO and ACA Kaiser HDHP, along with a Health Savings Account. Your also eligible for the Basic Short Term Disability
You are placed on an ACA
measurement period for 12
months. If you qualify, then you are eligible for the ACA Kaiser HMO and ACA Kaiser HDHP, along with a Health Savings Account.
Yes, you are eligible for Medical, Dental, Vision, Life Insurance, FSA, and EAP benefits.
Deferred Compensation Eligible? Per IRS regulations, you are enrolled in the 457 OBRA at 7.5% employee contribution. You are also eligible to enroll in the Traditional 457 Deferred Compensation account. Per IRS regulations, you are enrolled in the 457 OBRA at 7.5% employee contribution. You are also eligible to enroll in the Traditional 457 Deferred Compensation account. The County contributes a percentage (2-4%) to your deferred compensation account. In addition, if you elect to contribute to the Traditional 457 Deferred Compensation account, the county will match up to 3% of bi‐weekly base pay.

 

What’s New for 2020?

Traditional Health Maintenance Organization (HMO) – Additional Medical Plan Option

Effective January 1, 2020, eligible Extra Help employees have 2 Kaiser plans to choose from: High Deductible Health Plan (HDHP) or the newly available Traditional Health Maintenance Organization (HMO).

Basic Short Term Disability Insurance – New Benefit Option for Extra Help Full Time Employees (FTE)

Extra Help Employees with a designation of .75 FTE or more will have the option to enroll in Basic Short Term Disability (STD) insurance effective January 1, 2020.

STD insurance, administered by Standard Life Insurance, is designed to pay a weekly benefit of $95.00 in the event you cannot work because of a covered illness or injury. This benefit replaces a portion of your income, which can help you in a time of need.

 

Questions? Contact the Employee Benefits Division at benefits@smcgov.org or (650) 363-1919.